Thinking of buying property in India as an NRI or OCI? This guide simplifies the entire process for you. It explains the RBI and FEMA regulations that govern foreign investment in Indian real estate, clarifying who qualifies to buy and which types of properties — residential, commercial, or land — are allowed, while agricultural land and farmhouses remain restricted.

It also covers the financial essentials: how NRE, NRO, and FCNR bank accounts work, why transactions must go through proper banking channels, and what to expect when applying for an NRI home loan. From there, it lays out a clear step-by-step roadmap — preparing documents, verifying RERA compliance, conducting legal due diligence, setting up a Power of Attorney if needed, and completing the final registration.

Lastly, the guide addresses taxation, including GST on under-construction properties, TDS on purchase, tax on rental income, and capital gains tax at the time of resale. Whether you're buying a home to return to someday or building a long-term investment portfolio, this guide equips you with the legal and financial clarity needed to invest confidently in Indian real estate.